Changing Your Federal Employees’ Group Life Insurance (FEGLI) Benefits

How to Change Your Benefits Under the Federal Employees’ Group Life Insurance (FEGLI) Program

For those who are enrolled in the Federal Employees’ Group Life Insurance (FEGLI) program, you may wish to add or change your FEGLI benefits. If so, there is a way that you can do this during a time period referred to as FEGLI Open Season.

Although there are no regularly scheduled times for FEGLI Open Season throughout any given year, when these do occur, you will be notified by your Human Resources office regarding all of the details.

Outside of a FEGLI Open Season, those employees who are eligible can either enroll or add to their FEGLI life insurance coverage by taking a physical exam or by having experienced a qualifying event in their lives.


Qualifying FEGLI events include the following:

·      Marriage

·      Divorce

·      Death of a spouse

·      Birth of an eligible child


Cancelling or Reducing FEGLI (federal life Insurance) Coverage


In some cases, a Federal employee may want or need to either cancel or reduce the amount of FEGLI life insurance coverage that they have through the program. In this case, there is no need to wait for a FEGLI Open Season in order to do so. The process for canceling or reducing FEGLI coverage simply entails submitting the proper FEGLI forms to your Human Resources Department.

For those individuals who are already retired and wish to cancel or reduce their FEGLI coverage, there is no necessary form, but rather a signed letter is required to be sent to the Office of Personnel Management’s Retirement Office.

In this letter, the information regarding the amount of FEGLI coverage to be reduced or cancelled must be clearly stated. Your Social Security number or annuity number, as well as your signature, must also be included.


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