New FEGLI Rates and FEGLI Premium Tables for 2016 and beyond

New FEGLI Rates

Effective the first pay period beginning on or after January 1, 2016, the Office of Personnel Management (OPM) has announced changes to changes in FEGLI Rates for specific Federal Employees’ Group Life Insurance (FEGLI) categories.fegli life insurance rates

In a notice published on the Federal Register, OPM says that it has completed a study of funding and claims experience within the FEGLI Program.

“Based on this updated actuarial analysis of actual claims experience, OPM has determined that changes are required to Option A, Option B, Option C and Post-Retirement Basic Insurance premiums.”

FEGLI Rates and FEGLI Premium Tables 

The new FEGLI Rates for FEGLI Option A, FEGLI Option B, FEGLI Option C and the Post-Retirement FEGLI Basic Option are as follows:

FEGLI Option A Rate Table

FEGLI Option B Rate Table

FEGLI Option C Rate Table


FEGLI Post-Retirement Basic Insurance Rate Table

OPM will issue guidance to agencies on how to counsel federal employees about these impending FEGLI Rate changes. Affected annuitants will receive direct notifications from the OPM Retirement Office about their FEGLI Rates. The FEGLI Rates and their changes will also be maintained on the FEGLI Web site on


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